1、2015年4月北京农村商业银行招聘笔试真题及答案考试时间：120分钟 满分：150分第一部分1甲、乙两人的年龄之和是63岁，当甲是乙现在年龄的一半时，乙当时的年龄是甲现在的年龄，乙比甲大几岁（ B）A10 B9 C8 D72甲、乙、丙三队在A、B两块地植树，A地要植树900棵，B地要植树1250棵，已知甲、乙、丙每天分别能植树24棵、30棵、32棵，甲在A地植树，丙在B地植树，乙先在A地植树，然后转到B地植树。两块地同时开始同时结束，乙应在开始后第几天从A地转到B地（ D）A5 B7 C9 D113用六位数字表示日期，如980716表示的是1998年7月16日。如果用这种方法表示2009年的日
2、期，则全年中六个数字都不相同的日期有多少种（C ）A12 B29 C0 D141, 2， 6， 15， ( C )。 A19 B24 C31 D275，( D ) ，。 A B C. D62.7，4.2，5.7，7.2，( )，( C )。 A8.7， B8.3， C8.7， D8.3，7，( C )。 A B C D8.0，3，26，255，（ B）。A479B3 124 C2 600 D3 1049一个三位数，各位上的数之和是15，百位上的数与个位上的数的差是5，如颠倒百位上的数与个位上的数的位置，则所成的新数比原数的3倍少39。则这个三位数为（ C ）A196 B348 C267 D42
3、910一个生产队的粮食产量，两年内从60万斤增加到79.35万斤，则平均每年增长百分之几（ A ）A15% B20% C10% D25%11老张、老王、老李、老赵四人的职业分别是司机、教授、医生、工人。已知：(1)老张比教授个子高；(2）老李比老王个子矮；(3)工人比司机个子高；(4)医生比教授个子矮；(5)工人不是老赵就是老李。根据以上信息可以推知（A）A四个人的职业都可以确定B四个人的职业只能确定三个C四个人的职业只能确定两个D四个人的职业只能确定一个12日本的柔道列入东京奥运会，韩国的跆拳道也进入汉城奥运会，然而，中国武术却进不了北京奥运会。中国武术以前向世界推广的大都是武术套路，尽管后
4、来的武术比赛中又派生出一个散打项目，但它并不代表武术比赛的主流。多年来，中国武术界频频出国表演，有的纯属商业性表演，不少当地报纸称武术为“杂技艺术”，有的武术选手拍摄过不少电影和电视剧，这使更多的外国观众误以为武术是一种表演的艺术。从这段文字推不出（A）A散打项目在比赛中占的比重越大，武术进入奥运会就越难B武术运动员到国外纯商业性演出越多，武术进入奥运会就越难C武术选手拍电视剧越多，武术进入奥运会就越难D多举办国际武术邀请赛，才会为武术进入奥运会消除障碍13人民币票面上所标示的货币单位无一例外是“圆”字，但从法理角度看，中国人民银行法规定：人民币的单位为元，人民币辅币单位为角、分。这明白清楚地
5、从法律角度对人民币单位作了规定，即元为人民币合法的货币单位。圆有表达货币单位的意思，那是指在历史上。中国人民银行法颁行后，元便是合法的人民币货币单位，而圆则不再是作为人民币货币单位的规范汉字。从这段文字可以推出（C）A“圆”与“元”可以通用B以我们日常生活经验及思维习惯，此“圆”即“元”之意C“圆”并不是人民币的货币单位，人民币纸币上所印之“圆”很可能是一个原则性的错误D在法制社会里不能想像同时存在着两种不同的货币单位14假如甲拥有一块世代相传的土地，市场价格10万元，但如果甲的主观评价高于市场价格，假定15万元，按财产规则，甲预期可得15万元；但若土地被征用，他便只能得到市场价格的补偿。若被
6、征用的土地用于公共目的，则这一差额便转化为公共福利；如果被征用的土地用于商业开发，则这一差额便落入开发商私人的腰包。从这段文字可以推出（D）A合理补偿能够阻止政府以另一种形式滥用职权B合理补偿能够预防和约束政府过渡使用征用权C政府将一个人的财产进行征用后再转让给其他人或单位，不属于“公权私用”D按市场价格对失地农民进行补偿，开发商们也能谋取两种规则之间的价值差额15我们可以把人生比作几何图形中的一个圆。在一个已经画好的圆上，你要找到起点在哪终点在哪，固然是很困难的，但你要找出其半径有多长，则是比较容易的。圆有半径，人生也有半径。生命的宽度、厚度及重度，就是由你的人生半径决定的。人生半径越大，你
7、生命的空间也就越大。从这段文字可以推出（B）A度量生命，首先应该度量你的人生半径，包括你的所思所想、所苦所行、所作所为B生命虽然是个充满变数的圣物，但它也是可以度量的C不是有生命就有价值，也不是活得越久就越有价值D生活中年少者的价值远胜于年长者的并不少见16因为近几年来气候变化，原来春夏多在秦岭深山生活的花杜鹃逐渐迁移到东北大兴安岭，就在花杜鹃在大兴安岭大量繁殖的时候，柳莺的数量却在大量减少。由于花杜鹃的食物和柳莺完全不同，所以柳莺的大量减少与花杜鹃的大量增加无关。以下哪个如果正确最能削弱上述结论（D）A各种森林害虫都是花杜鹃的美食，而柳莺的唯一食物是松毛虫B花杜鹃没有搭巢本能，为了繁殖后代花
8、杜鹃只能把蛋产在柳莺巢中C柳莺和花杜鹃都以森林害虫为食，但是花杜鹃不吃柳莺的主要食物松毛虫D花杜鹃幼鸟只能在柳莺的巢中孵育，小花杜鹃会杀死同巢的小柳莺17皮肤中胶原蛋白的含量决定皮肤是否光滑细腻，决定人的皮肤是否年轻。相同年龄的男性和女性皮肤中含有相同量的胶原蛋白，而且女性更善于保养，并能从日常保养中提高皮肤胶原蛋白含量，尽管如此，女性却比男性更容易衰老。以下进项能解释上述矛盾的是（D）A男性皮肤内胶原蛋白是网状结构的，而女性是丝状结构的B女性维持光滑细腻的皮肤、年轻美貌的容颜需要大量胶原蛋白C只有蹄筋类食物富含胶原蛋白，但是很难被人体消化吸收D男性的胶原蛋白几乎不消耗，而女性代谢需要消耗大量
9、胶原蛋白18.在没有特别说明的情况下，通货膨胀一般是用消费者价格指数（CPI）衡量的物价涨幅，这主要因为CPI是根据一国消费者最终消费支出的商品种类和权重编制的价格指数，该指数最直接地影响居民收入的真实购买力。政府从维护居民福利的角度看，没有哪个价格指数比CPI更合适，更体贴民意了。而食品价格波动主导了中国的消费者价格指数波动，这不仅因为食品价格在商品篮子中占有超过三成以上的比重，更重要的是食品价格本身波动剧烈，故而关注食品价格波动成为研究通货膨胀的重中之重。对这段文字概括最准确的是：(A)A.说明在中国食品价格为何成为研究通胀问题的焦点B.分析控制食品价格波动对中国国计民生的重要意义C.解释
10、食品价格波动如何对消费者价格指数产生影响D.强调提高居民的真实购买力应从控制食品价格入手19.在中国传统观念中，雕塑一直未被看作是与绘画同等的艺术形式；在中国传统学术中，也只有“画学”而没有“雕塑学”，历史上的这种不重视，造成19世纪末20世纪初，大量具有极高史料研究价值的石雕作品流失海外。而今天，新兴收藏家们的目光也只停留在艺术品的财富表象上，因此使得元、明、清三代的铜鎏金佛像价格一路飞涨，而面对那些真正体现中国雕塑文化及历史岁月的高古石雕时，他们表现得却有些畏畏缩缩、举棋不定，这难免让人觉得遗憾。这段文字主要谈论的是：(B)A.观念上重视雕塑艺术的意义 B.高古石雕在中国不受重视的原因 C
11、.目前雕塑收藏家不成熟的心态 D.雕塑收藏品价格与价值背离的状况20. 历史上，语言在世界上的分布反映了世界权力的分配。使用最广泛的语言，如英语、西班牙语、法语、阿拉伯语和俄语，都是或曾是帝国的语言，这些帝国曾积极促进其他民族使用它们的语言。权力分配的变化产生了语言使用的变化，英国和法国都曾坚持在其殖民地使用自己的语言，但大多数前殖民地独立后，都在不同程度上努力用本土语言代替帝国语言，并取得了不同程度的成功。这段文字意在说明：(B)A本土语言是民族独立的重要标志B语言使用是政治权力的某种表现C利用权力推行语言是无法持续的D殖民统治对语言分布有深刻影响21把下面的六个图形分为两类，使每一类图形都
12、有各自的共同特征或规律，分类正确的一项是（ C ）A， B，C， D，22把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是（B ）A， B，C， D，23把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是（ C）A， B，C， D，24从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性（ D）25从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性（B ）26从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性（ B）27从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的
13、规律性（ A ）28从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性（B ）29从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性（ A ）30左边给定的是纸盒的外表面，下列哪一项能由它折叠而成（ A）根据下列资料，回答3135题。图1 2009-2014年我国国内生产部值与社会消费品零售总额（亿元）2009 2010 2011 2012 2013 2014 年份图2 2009-2014年我国国内生产总值与社会消费品零售总额增长率（%）2009 2010 2011 2012 2013 2014年份3120092014年我国国内生产总值的年平均增长量是（B
14、）A36581亿元 B32969亿元C30521亿元 D27138亿元3220092014年我国社会消费品零售总额增长了（ C ）A53.6% B78.3% C106.6% D206.6%3320092014年，社会消费品零售总额与国内生产总值之比最大的年份是（ A）A2009年 B2010年 C2012年 D2013年3420092014年，国内生产总值的总和是（D ）A95万亿元 B105万亿元 C115万亿元 D125万亿元35下列说法中，正确的有（D ）（1）20102014年我国国内生产总值呈逐年递增态势（2）20102014年我国国内生产总值的年增长率呈逐年递增态势（3）20102
15、014年我国社会消费品零售总额的年增长率呈逐年递增态势A0项 B3项 C2项 D1项根据以下资料，回答36-40题。2010年，广东省委省政府首次提出珠三角与山区及东西两翼共建产业转移工业园。截至2015年4月，广东全省已认定产业转移园32个，14个欠发达地市已至少有一个产业转移园。至2014年底，广东省29个产业转移园已投入开发资金111.38亿元，入园项目(含意向)973个，总投资1156亿元，已动工建设项目611个，投资额542.2亿元。园区已投入生产的企业2014年实现工业总产值302.66亿元，实现利税27.72亿元，分别是2013年的4.67倍和5.33倍。园区用工约16.42万人
16、，其中吸纳本地劳动力9.96万人，占60.7%。从皮鞋和陶瓷这两个劳动密集型、附加值相对较低的行业看，近年广东的产业布局得到优化。从皮鞋行业看，珠三角地区规模以上皮鞋企业的工业产值占全省的比重从2009年的98.2%下降到2014年的86.2%，下降了12个百分点；其中广州下降幅度很大，从31.5%下降到14.4%。而珠三角地区外围的清远皮鞋生产大幅度增加，从0.9%上升到11.7%；梅州、潮州、揭阳则从无到有，三市2014年的皮鞋产值比重为0.7%。从陶瓷行业看，珠三角地区规模以上陶瓷企业的工业产值占全省的比重从2009年的66.4%下降到2014年的51.4%，下降了15个百分点；其中广州
17、陶瓷产值所占比重从7.2%下降至2.3%，佛山陶瓷从48.8%下降至35.1%，下降13.7个百分点，下降幅度最大。而珠三角地区外围的清远陶瓷生产增加较快，比重从1.1%上升到5.7%；潮州陶瓷从28.0%上升到43.7%，增加幅度最大。36.2013年广东省产业转移工业园实现工业总产值为( A )亿元。A.64.8 B.62.5 C.60.7 D.57.637.截至2014年底，广东省产业转移工业园已动工建设项目的个数占入园项目总数的比重以及已投资额占总投资额的比重分别是( A )。A.62.8%，46.9% B.62.8%，52.7% C.60.9%，46.9% D.60.9%，52.7%
18、38.根据材料，以下判断正确的是( D )。A.2009年至2014年间，广东珠三角以外地区规模以上陶瓷企业的工业产值占全省的比重上升了12个百分点B.2009年至2014年间，潮州规模以上的陶瓷企业的工业产值下降了13.7个百分点C.2009年至2014年间，清远皮鞋企业工业产值占全国比重增幅远大于该市陶瓷企业D.2009年至2014年间，清远规模以上皮鞋企业的工业产值占全省的比重上升了10.8个百分点39.根据资料，下列各项正确的是( D )。A.截至2015年4月，珠三角各市都建有不止一个产业转移工业园B.截至2014年底，广东省29个产业转移园总投资111.38亿元C.产业转移工业园承
19、接的都是劳动密集型、附加值相对较低的行业D.2014年广东省产业转移工业园区吸纳的劳动力多为本地人40.根据资料，下列各项无法确定的是( A )。A.2014年，潮州陶瓷企业工业产值远大于该市皮鞋企业B.2014年，广东省产业转移工业园区吸纳的外地劳动力约为6.46万人C.广东14个欠发达地市都有产业转移工业园D.2014年广州规模以上皮鞋企业的工业产值比清远同类企业的工业产值高第二部分 英语测试一、选词填空1. One of the requirements for a fire is that the material _to its burning temperature.( A )A.
20、 be heatedB. is heatedC. would be heatedD. to heated2._will Mr. Forbes be able to regain control of the company. ( D )A. With hard workB. Only if he works hardlyC. In spite of his hard workD. Only with hard work3. _is no reason for discharging her. ( C )A. Because she was a few minutes lateB. Owing
21、to a few minutes being lateC. The fact that she was a few minutes lateD. Being a few minutes late4._what may, were not going to make any concessions to his unreasonable demands. ( A )A. ComeB.CameC. ComingD. Having come5. Every means _tried out but never with success, as far as my knowledge goes. (
22、C )A. isB. areC. has beenD. have been6. He concluded his speech with a remark that failure _the mother of success. ( A )A. isB. wereC. wasD. must be7. The design liaison meeting _ten days by the time it ends. ( B )A. must have lastedB. will have lasted C. would lastD. has lasted8. _before we depart
23、the day after tomorrow, we should have a wonderful dinner party. ( D )A. Had they arrivedB. Would they arriveC. Were they arrivingD. Were they to arrive9. As _clear from his manners, he is a teacher. ( B )A. beingB. isC. to beD. been10. Great as Newton was, many of his ideas _today and are being mod
24、ified by the work of scientists of our time. ( C )A. are to challengeB. may be challengedC. have been challengedD. are challenging二、阅读理解Text 1 Biologically, there is only one quality which distinguishes us from animals: the ability to laugh. In a universe which appears to be utterly devoid of humor,
25、 we enjoy this supreme luxury. And it is a luxury, for unlike any other bodily process, laughter does not seem to serve a biologically useful purpose. In a divide world, laughter is a unifying force. Human beings oppose each other on a great many issues. Nations may disagree about systems of governm
26、ent and human relations may be plagued by ideological factions and political camps, but we all share the ability to laugh. And laughter, in turn, depends on that most complex and subtle of all human qualities: a sense of humor Certain comic stereotypes have a universal appeal. This can best be seen
27、from the world-wide popularity of Charlie Chaplins early films. The little man at odds with society never fails to amuse no matter which country we come from. As that great commentator on human affairs, Dr. Samuel Johnson, once remarked, Men have been wise in very different modes; but they have alwa
28、ys laughed in the same way.A sense of humor may take various forms and laughter may be anything from a refined tingle to an earth quaking roar, but the effect is always the same. Humor helps us to maintain a correct sense of values. It is the one quality which political fanatics appear to lack. If w
29、e can see the funny side, we never make the mistake of taking ourselves too seriously. We are always reminded that tragedy is not really far removed from comedy, so we never get a lop sided view of things.This is one of the chief functions of satire and irony. Human pain and suffering are so grim; w
30、e hover so often on the brink of war; political realities are usually enough to plunge us into total despair. In such circumstances, cartoons and satirical accounts of somber political events redress the balance. They take the wind out of pompous and arrogant politicians who have lost their sense of
31、 proportion. They enable us to see that many of our most profound actions are merely comic or absurd. We laugh when a great satirist like Swift writes about war in Gullivers Travels. The Lilliputians and their neighbors attack each other because they cant agree which end to break an egg. We laugh be
32、cause we meant to laugh; but we are meant to weep too. It is too powerful a weapon to be allowed to flourish.The sense of humor must be singled out as mans most important quality because it is associated with laughter. And laughter, in turn, is associated with happiness. Courage, determination, init
33、iative these are qualities we share with other forms of life. But the sense of humor is uniquely human. If happiness is one of the great goals of life, then it is the sense of humor that provides the key.1. The most important of all human qualities is _( A )A. a sense of humor.B. A sense of satire.C
34、. A sense of laughter.D. A sense of history.2. The author mentions about Charlie Chaplins early films because _( C )A. they can amuse people.B. Human beings are different from animals.C. They show that certain comic stereotypes have a universal appeal.D. They show that people have the same ability t
35、o laugh.3. One of the chief functions of irony and satire is _( B )A. to show absurdity of actions.B. to redress balance.C. to take the wind out of politicians.D. to show too much grimness in the world.4. What do we learn from the sentence it is too powerful a weapon to be allowed to flourish in tot
36、alitarian regimes? (A )A. It can reveal the truth of political events with satire.B. It can arouse people to riot.C. It shows tragedy and comedy are related.D. It can make people laugh.5. Who is Swift? ( A )A. A novelist.B. A poet.C. A dramatist.D. A essayist.Text 2 These days we hear a lot of nonse
37、nse about the great classless society. The idea that the twentieth century is the age of the common man has become one of the great clichs of our time. The same old arguments are put forward in evidence. Here are some of them: monarchy as a system of government has been completely discredited. The m
38、onarchies that survive have been deprived of all political power. Inherited wealth has been savagely reduced by taxation and, in time, the great fortunes will disappear altogether. In a number of countries the victory has been complete. The people rule; the great millennium has become a political re
39、ality. But has it? Close examination doesnt bear out the claim.It is a fallacy to suppose that all men are equal and that society will be leveled out if you provide everybody with the same educational opportunities. (It is debatable whether you can ever provide everyone with the same educational opp
40、ortunities, but that is another question.) The fact is that nature dispenses brains and ability with a total disregard for the principle of equality. The old rules of the jungle, survival of the fittest, and might is right are still with us. The spread of education has destroyed the old class system
41、 and created a new one. Rewards are based on merit. For aristocracy read meritocracy; in other respects, society remains unaltered: the class system is rigidly maintained.Genuine ability, animal cunning, skill, the knack of seizing opportunities, all bring material rewards. And what is the first thi
42、ng people do when they become rich? They use their wealth to secure the best possible opportunities for their children, to give them a good start in life. For all the lip service we pay to the idea of equality, we do not consider this wrong in the western world. Private schools which offer unfair ad
43、vantages over state schools are not banned because one of the principles in a democracy is that people should be free to choose how they will educate their children. In this way, the new meritocracy can perpetuate itself to a certain extent: an able child from a wealthy home can succeed far more rap
44、idly than his poorer counterpart. Wealth is also used indiscriminately to further political ends. It would be almost impossible to become the leader of a democracy without massive financial backing. Money is as powerful a weapon as ever it was.In societies wholly dedicated to the principle of social e
