1、国开电大本科管理英语4机考总题库第一大题交际用语 01 _ Actually I prefer working on my own.A.Could I use this dictionary?B.May I open the window to let in some fresh air?C.Do you prefer teamwork or working individually?答案C01 Can I get you a couple of tea?_A.Thats very nice of youB.With pleasureC.You can,please答案A 02 Can I h
2、ave three days off next week,Mr.Smith?_.I can manage without you.A.Im afraid notB.Of courseC.It depends答案B 03 Could I borrow your iPad for a few hours?_A.Yes,you can.B.Sure,here you are.Enjoy your time.C.It doesnt matter.答案B 04 Could you give us a speech on management functions some day this week?_A
3、.That a good ideaB.No,I already have plansC.Id love to,but Im busy this week答案C 01 Do you know where I can repair my motorcar?_A.Its cheap to repair a motorcar.B.Around the street corner.C.You drive too fast to damage it.答案B 02 Do you mind if I use vouchers to spend in a restaurant?_A.Yes,please.B.N
4、ot at all.Goa head.C.No,thank you.答案B03 Do you mind if I use vouchers in a restaurant?_A.Yes,please.B.Not at all.Goa head.C.No,thank you.答案B 04 Dont forget to come to our party this weekend!_A.Not at all.B.You are welcome.C.Sure.See you.答案C 05 Dont worry,Mum.The doctor said it was only a common cold
5、._A.What a reliefB.How surprisingC.Im so sorry答案A01 Have you already paid? Whats my share of the bill?_.It wasnt very much.A.Its my shareB.None of your businessC.Dont worry about it答案C02 Havent seen you for ages.What are you busy doing now?_A.Yes,long time no see.B.Yeah,thanks for coming.C.I am work
6、ing part time in a bookstore.答案C03 How can you explain the latest situation?_,I know it is all my fault.A.SorryB.Excuse meC.Im afraid答案A04 How did your meeting go yesterday?_actually,it was really frustrating.A.Not so goodB.Very goodC.Nothing special答案A05 How did your meeting go yesterday?_actually,
7、it was really frustrating.A.Very goodB.Not so goodC.Nothing special答案B01 _ Id like to have this film developed.A.Whats it?B.May I help you?C.What do you want?答案B02 _ identify the problems that have been occurring?Well,as you know,the problems we had with Gary caused a lot of friction among the team.
8、A.What would youB.Will youC.Are you able to答案C03 I am sorry for what I have said to you._A.No problem.B.Im sure about that.C.Dont think any more about it.答案C04 I think I have made a great mistake._A.I dont think so,You really made an error.B.I dont think so.Its really terrible.C.I dont think so.Its
9、not your fault.答案C05 I think things have been a bit difficult for us in the last couple of months._Weve been working hard,but still getting behind.A.Youre right.B.Im afraid.C.I dont think so.答案A06 I think things have been a bit difficult for us in the last couple of months._Weve been working hard,bu
10、t still getting behind.A.Im afraid.B.I dont think so.C.Youre right.答案C07 Id like a wake-up call at 7： 00a.m.,please!OK,_.A.you will certainly make itB.Ill make sure you get oneC.just do what you like答案B08 Im going to Beijing for a few days._I wish I could go with you.A.It doesnt matter.B.Forget it.C
11、.I really envy you.答案C09 If you cant say what youve come to say at the meeting,whats the point?_,but I think you might need to change your approach somewhat.A.I am not sureB.I can see thatC.I know that答案B10 If you dont believe in yourself,no one else will._.Confidence is really important.A.Thats not
12、 the pointB.I dont think soC.I couldnt agree more答案C11 Is it possible for you to workout the plan tonight?_A.I think so.B.Ill do that.C.Id love to.答案A12 Is it possible for you to workout the plan tonight?_A.Ill do that.B.I think so.C.Id love to.答案B13 Its about a successful businessmans management ex
13、perience,isnt it?_A.My pleasure!B.Thats right!C.Its up to you!答案B01 Jack ,Id like to have your opinions about my written report._But I have one suggestion.A.Thats a good idea.B.You are too modest.C.It looks fine to me.答案C01 Over -the-top? You mean_A.Well,sometimes your co-workers feel that you are t
14、oo loud.B.No,I dont.C.Thanks a lot.答案A01 Scott ,Id like to have your opinions about my written report._But I have one suggestion.A.Thats a good idea.B.You are too modest.C.It looks fine to me.答案C02 Sorry for being late.I should have called you earlier._.Ive just arrived.A.Thats no troubleB.You are w
15、elcomeC.Thats all right答案C01 Terribly sorry to interrupt,but may I use your dictionary?Yes,_.A.of course.B.it doesnt matter.C.no hurry.答案A02 The Auto Show in the City Stadium has been canceled.Oh,no!_.A.What a pity!B.It doesnt matter!C.Its not interesting at all!答案A03 The Auto Show in the City Stadi
16、um has been canceled.Oh,no!_.A.It doesnt matter!B.What a pity!C.Its not interesting at all!答案B04 The trip ought not to take more than an hour._.It is at least two hours.A.I guess soB.You must be jokingC.It depends答案B05 This project is too big for me to finish on time._A.Please dome a favor.B.You may
17、 ask for help.C.Ill give you a hand.答案C01 We could let some of the staff work from home._?Thats a good idea.A.Do you have any good ideasB.What do you think of itC.Is there anything else答案B02 What are your teammates like?_A.They are all warmhearted and helpful.B.They all like sports and games.C.They
18、are all good friends.答案A03 Which +of these hats do you want?_.Either will do.A.I dont mindB.No problemC.Go ahead答案A04 Who should be responsible for the accident?The boss,not the workers.They just carried out the order_.A.as are toldB.as toldC.as they told答案B05 Why didnt you come to my birthday party
19、 yesterday?_A.Excuse me,my friend sent me a flower.B.Sorry,but my wife had a car accident.C.Fine,I never go to birthday parties.答案B06 Will you go on a picnic with us tomorrow?_.A.Yes,but Ill have English classesB.Sorry,I have an appointment with Dr.BrownC.Im afraid I have no idea答案C07 Will you help
20、me arrange a meeting with Mr.Brown,please?_A.No,no way.B.No,I cant.C.Sorry I cant.I have to finish my project rig ht now.答案C08 Wow ! This is a fantastic project! Ive never known youre so creative._A.Dont mention it.B.Great,I dare to say I am a talent.C.Thanks for your compliments.答案C01 _ You might a
21、s well write a thanks-note.A.How do you like the rewards?B.What do you do with the rewards?C.Could you suggest some ways of the rewards?答案C02 You have to believe in yourself.No one else will,if you dont._Confidence is really important.A.Its not my cup of tea.B.I dont think so.C.I couldnt agree more.
22、答案C03 Youd better not push yourself too hard.You can ask the team and listen._A.You are right.B.No,we cant do that.C.I think it will kill our time.答案A供参考国家开放大学电大本科金融学2030-2031期末试题及答案（试卷号：1046）一、单项选择题（每小题1分，共10分，每小题有一项答案正确，请将正确答案的序号填写在括号内）1货币执行支付手段职能的特点是()。A货币是商品交换的媒介B货币运动伴随商品运动C货币作为价值的独立形式进行单方面转移D货币
23、是一般等价物2目前人民币汇率实行的是()。A以市场供求为基础的、单一的、有管理的浮动汇率制B以市场供求为基础的、单一的、有管理的固定汇率制C以市场供求为基础的、单一的盯住汇率制D以市场供求为基础的、单一的弹性汇率制3在国际信用中，国际商业银行贷款的利率一般较高，它一般是基于()来确定的。A国际资本市场利率B伦敦同业拆借利率C借贷双方商定D以上答案均不正确4有效资产组合是()。A以最低的风险取得最高收入B取得与风险相适应的收益c取决于投资者的风险承受能力D相同风险下应取得最高收益5按照国际收支平衡表的编制原理，凡引起资产增加的项目应反映为()。A借方增加B贷方增加C借贷减少D贷方减少6经济全球化
24、的先导和首要标志是()。A.生产一体化B贸易一体化C金融全球化D货币一体化7凯恩斯的货币需求函数非常重视()。A恒久收入的作用B货币供应量的作用C利率的作用D汇率的作用。8治理通货膨胀中可以解决收入分配不公问题的政策是()。A限价政策B指数化政策C减税政策D增加供给的政策9金融市场监管中公开原则的含义包括价格形成公开和()。A市场利率公开B检查结果公开C市场纪律公开D市场信息公开10.我国目前金融监管体制采用的是（)。A混合监管B集中监管C分业监管D交叉监管二、多项选择题（每小题2分，共20分。每小题有数目不等的答案正确，请将所有正确答案的序号填写在括号内）11信用货币包括()。A.实物货币B
25、金属货币C纸币D银行券E存款货币F电子货币12人民币货币制度的特点是()。A人民币是我国法定计价、结算的货币单位B人民币主币无限法偿，辅币有限法偿C人民币采用现金和存款货币两种形式D现金由中国人民银行和国有商业银行发行E目前人民币汇率实行以市场供求为基础、参考一篮子货币进行调节、有管理的浮动汇率制13以下对商业票据的描述正确的是()。A.商业票据是_种所有权凭据B商业票据可分为期票和汇票两种C商业票据的流通转让有一定的范围D商业票据只可以转让一次E商业票据又称商业货币，它包括在广义的信用货币范畴之内14消费信用的形式有()。A.企业以赊销方式对顾客提供信用B银行和其他金融机构贷款给个人购买消费
26、品C银行和其他金融机构贷款给生产消费品的企业D银行和其他金融机构对个人提供信用卡E银行对个人办理支票业务15.商业银行的外部组织形式因各国政治经济制度不同而有所不同，目前主要有()等类型。A.总分行制B代理行制C单一银行制D持股公司制E连锁银行制16.回购协议市场的交易特点有()。A流动性强B安全性高C收益稳定且超过银行存款收益D税收优惠E对于商业银行来说，回购交易具有明显的优势17.下列各项属于资本转移的有()。A.固定资产所有权的转移B同固定资产的收买和放弃相联系的或以其为条件的资产转移C债权人不索取任何回报而取消的债务D投资捐赠E非生产性有形资产及无形资产的收买和放弃18.现代中央银行享
27、有的国家赋予的特权有()。A垄断货币发行权B集中存款准备金C指定执行货币政策D充当信用中介E管理黄金与外汇19.银行体系的准备金存在方式有()。A流通中现金B库存现金C中央银行帐户上的准备存款D同业帐户上的存款E国际机构帐户上的存款20.选取货币政策操作指标和中介指标的主要标准是()A可测性B波动性C可控性D相关性E被动性三、判断正确与错误（正确的打，错误的打。每小题1分，共10分）21银行信用与商业信用是对立的，银行信用发展起来以后，逐步取代商业信用。()22.直接标价法指以一定单位的外国货币为基准来计算应付多少单位的本国货币。()23.升水是远期汇率低于即期汇率，贴水是远期汇率高于即期汇率
28、。()24.黄金是金属货币制度下货币发行的准备，不兑现的信用货币制度中货币发行不需要黄金准备。()25.凯恩斯的流动偏好论认为利率是由借贷资金的供求关系决定的。()26.看涨期权又称卖出期权，因为投资者预期这种金融资产的价格将会上涨，从而可以市价卖出而获利。()27.离岸金融市场借贷货币是境外货币，其借贷利率的制定不以东道国银行同业拆借利率为标准。()28.若国际收支总差额为逆差则该国国际储备一定要发生变化。()29.凯恩斯认为，预防性货币需求与利率水平正相关。()30.中央银行可以通过公开市场业务增加或减少基础货币。()四、名词解释（每小题5分，共15分）31.资本市场：又称长期资金市场，是
29、以期限一年以上的金融工具为媒介进行长期性资金交易活动的市场。（3分）广义的资本市场包括银行中长期存贷款市场和有价证券市场；狭义的资本市场则专指发行和流通股票、债券、基金等证券的市场，统称证券市场。（2分）32派生存款：由商业银行发放贷款、办理贴现或投资等业务活动引申出来的存款。（5分）33.票据贴现：票据的持有者在票据未到偿还期之前，以一定的价格将票据转让给金融机构，获得现款的行为。（5分）五、简答题（每小题10分，共30分）34.简述法定存款准备金率的优点与不足。答：(1)法定存款准备金率是指以法律形式规定商业银行等金融机构将其吸收存款的一部分上缴中央银行作为准备金的比率。(2分)(2)存款
30、准备金政策的优点：中央银行具有完全的自主权，它是三大货币政策工具中最容易实施的手段；存款准备率的变动对货币供应量的作用迅速；准备金制度对所有的商业银行一视同仁，所有的金融机构都同样受到影响。（4分）(3)存款准备金政策的不足之处：作用过于巨大，不宜作为中央银行日常调控货币供给的工具；政策效果在很大程度上受商业银行超额存款准备的影响。（4分）35中央银行业务活动的原则有哪些？答：(1)不以盈利为目标。(2.5分)(2)保持资产的流动性。(2.5分)(3)保持业务的公开性。(2.5分)(4)业务活动须遵循相应的法律规范。(2.5分)36什么是货币政策时滞？它有哪些分类？答：(1)货币政策时滞是指从
31、货币政策制定到最终影响各经济变量，实现政策目标所经过的时间，也就是货币政策传导过程所需要的时间。货币政策时滞可分为内部时滞和外部时滞。(2分)(2)内部时滞：是指中央银行从认识到制定实施货币政策的必要性，到研究政策措施和采取实际行动所经过的时间，也就是中央银行内部认识、讨论、决策的时间。在理论上，内部时滞可以分为两个阶段：认识时滞：从客观需要到中央银行认识到这种必要性所经过的时间，称为认识时滞。行动时滞：从中央银行认识到这种必要性到实际采取行动所经过的时间，称为行动时滞。内部时滞的长短取决于货币当局对经济形势发展变化的预见能力，反映灵敏度、制定政策的效率和行动的决心与速度，等等。（4分）(3)
32、外部时滞：是指从中央银行采取行动到对政策目标产生影响所经过的时间，也就是货币对经济起作用的时间。外部时滞的长短主要由客观的经济和金融条件所决定。对于外部时滞，中央银行往往很难控制，因而是研究货币政策的时滞的重点。（4分）六、论述题(15分)37结合利率发挥作用应具备的条件，论述我国应如何充分发挥利率的作用。答：(1)要使利率充分发挥作用，必须具备以下条件：(4-7分)市场化的利率决定机制。灵活的利率联动机制。适当的利率水平。合理的利率结构。(2)我国要充分发挥利率的作用，需要创造以下条件：(5-8分)改善利率发挥作用的环境，建立强有力的利益约束和诱导机制。逐步减少国家对利率的直接管制和授信限量的控制，使利率的决定与变动主要受经济内在规律的支配。改革现行利率机制，逐步实现利率决定市场化。在各种利率之间建立起灵活的联动机制。在放松利率管制条件下，中央银行应通过对基准利率和货币供应量的调节来保持利率水平及其结构的合理性。
