1、上海交通大上海交通大学学出版社出版社 Book 2应 用 型 大 学 英 语 系 列 教 程应 用 型 大 学 英 语 系 列 教 程 Application-oriented college English Course 上海交通大上海交通大学学出版社出版社 BackNextLanguage Skills DevelopmentLanguage in UseEnhancement of Language Abilities Unit SixTable of Contents上海交通大上海交通大学学出版社出版社 BackNextPart 1 Language Skills Developmen
2、tStarterText:The Debtor GenerationWorking with words and phrasesDiscussionPractice:interpretingPractice:translationPractice:writingSurfing the InternetHighlightsTable of Contents上海交通大上海交通大学学出版社出版社 BackNextHighlights S:Talking about cartoons:street beggars&bank card debtorsL:Paying with bank cards at
3、 City SupermarketR:The debtor generationW:How to write parallel constructionsInternet work:Introducing a student credit card with favorable clauses Part 1 Language Skills DevelopmentA.Look at the two cartoons below and discuss the following questions.上海交通大上海交通大学学出版社出版社 1.StarterBackNext上海交通大上海交通大学学出
4、版社出版社 1.Is it better to be a beggar or a debtor?Why?It depends.On the one hand,a debtor who tries to repay his debt as soon as he is able to is surely better than a beggar who begs simply because he is a shameless lazybones.On the other hand,a beggar who is too weak,too old or too disabled to avoid
5、begging is undoubtedly more understandable than a debtor who owes a lot of money and cant repay it.BackNext1.Starter上海交通大上海交通大学学出版社出版社 2.What are the advantages of using credit cards?There are several advantages of using credit cards.1)It is safe alternative to carrying cash.2)It allows the credit c
6、ard account holder to build a solid credit history.3)It can access funds in case of emergency.4)It allows extra time to pay for goods and services purchased.5)It is clean and environment-friendly.BackNext1.Starter上海交通大上海交通大学学出版社出版社 3.Do you agree that credit cards build up debts?Yes.For one thing,it
7、 is so convenient to swipe the card for shopping that you may use it more often than you realize it.For another,the card may lead you to the misconception that you have more consumption power than you really do.BackNext1.StarterB.Listen to a conversation at City Supermarket and answer the following
8、questions.上海交通大上海交通大学学出版社出版社 1.StarterBackNextMind Mapbank card 银行卡 valid/a.有效的 free delivery service 免费送货服务 上海交通大上海交通大学学出版社出版社 1.StarterBackNext1.Does City Supermarket accept bank cards?Yes,it does.2.Why does the cashier ask the customer to show a valid proof of identity?Because the customers signa
9、ture on the receipt is not the same as that on the back of the card.上海交通大上海交通大学学出版社出版社 Signing the Receipt at City Supermarket Tapescript 1.StarterBackNextCashier:Good evening,sir!Welcome to City Supermarket!Customer:Do you accept bank cards?Cashier:Certainly,sir.You are welcome to use a bank card.C
10、ustomer:Very nice.Cashier:Thatll be$110 in all,sir.Customer:OK.上海交通大上海交通大学学出版社出版社 1.StarterBackNextCashier:Thank you,sir.Please enter your PIN code.(After a while)Sorry,sir.Your signature on the receipt is not the same as that on the back of the card.For the safety of your bank card,would you please
11、 show me a valid proof of your identity?Customer:OK,no problem.Here you are.Cashier:Here is your bank card.Please keep it.Customer:OK.Thank you.Cashier:By the way,do you need free delivery service?Customer:No.I can put them in my car.Thanks anyway.()1.Generation Y ()2.Generation X 上海交通大上海交通大学学出版社出版社
12、 a.the debtor generation or people growing up with a credit-fueled lifestyle and digital devicesb.people born in 1978 or laterc.people born between 1965 and 1977 d.people enrolled in high school or university on September 11,2019 BackNextText Lead-inWarm upA.Match the generation terms(1-4)with their
13、 definitions(a-d).()3.Generation 9.11()4.Generation D bcda上海交通大上海交通大学学出版社出版社 BackNextText Lead-inWarm upB.Look at the chart.Describe the trend it reveals.Reference AnswerIn 2 0 1 9,a b o u t 6 8%o f undergrads had credit cards.In 2000,approximately 79%of undergrads had credit cards.The chart reveals
14、 more and more undergrads are and will be using credit cards.Text Lead-inText organization上海交通大上海交通大学学出版社出版社 Para.MeaningIntroductionParas._BodyParas._ Paras._ Paras._ Paras._BackNext1-2Introduction to Generation D and the problems they may face.3-14Lifestyle of Generation D and their attitude towar
15、ds debts caused by credit cards 3-6Generation D is different from previous generations in many aspects.7-10Generation D has to face reality when it is contradictory to their dreams.11-14Generation D does not postpone lifes milestones by debts.BackNextTranslation2 Text:The Debtor Generation 1 When th
16、ey turn 18,they get calls from credit card companies.A few years later,theyve got a load of debts many of them with thousands of dollars in student loans and credit card bills.Then they buy cars,furniture and nice new clothesmostly on credit.turn link v.达到（某一年龄或时间）e.g.He has turned forty.他已年过四十。It h
17、as just turned twelve.刚过十二点钟。a load of:很多，大量e.g.Youre talking a load of rubbish.debt:n.1)C 债务；欠款e.g.If I pay all my debts Ill have no money left.2)U 负债情况e.g.We were poor,but we never got into debt.credit:n.U 赊购e.g.No credit is given at this shop.on credit:借贷，赊账e.g.I bought a car on credit.credit:n.U
18、 赊购e.g.No credit is given at this shop.on credit:借贷，赊账e.g.I bought a car on credit.负债的一代负债的一代 他们一满18岁，就会接到信用卡公司的电话。几年后，他们就会背负一大笔债务他们中很多人都会欠下几千美元的学生贷款和信用卡账单。接着，他们还会买汽车，买家具，买漂亮的新衣服，几乎全是刷卡消费。BackNextTranslation2 Text:The Debtor Generation 他们不会一直那样天真。当负债的一代还没有得到收入丰厚的全职工作，就要为偿还信用卡公司的债务而付出代价的时候，很多人就会醒悟过来。
19、2 They dont remain innocent for long.Many members of Generation D feel disillusioned when they make sacrifices to repay lenders who gave them credit before they had well-paying,full-time jobs.innocent:a.1)无知的，头脑简单的e.g.Dont be so innocent as to believe everything the politicians tell you.2)清白的，无罪的e.g
20、.A man is accounted innocent until he is proven guilty.Generation D comes from the title The Debtor Generation and can be shortened as D Generation or Generation D(负债的一代).disillusioned:a.不再抱幻想的，大失所望的，幻想破灭的e.g.Disillusioned voters want an alternative to the two main parties.Shes disillusioned with li
21、fe in general.dis-否定、相反或相对 e.g.dishonest(不诚实的);disagreeable(令人不快的，讨厌的);disagreement(分歧，不一致，意见不合);disengage(放开；挣脱开，摆脱开)repay:vt.1)还（钱）；偿还e.g.Ill repay you the money you lent me next week.2)报答，酬谢e.g.Id like to buy them something to repay all their kindness.repayable:a.可偿还的；应偿还的；应回报的repayment:n.U归还借款，偿
22、还债务 well-paying:a.高工资的，报酬优厚的 sacrifice:n.1)C,U牺牲，舍弃e.g.Getting rich isnt worth the sacrifice of your principles.2)C,U 祭献，祭祀e.g.It was common to make sacrifices to the gods to ensure a good harvest.BackNextTranslation2 Text:The Debtor Generation一场真正的变革一场真正的变革3 前几代刚成年的时候，往往生活窘迫客厅中摆放着牛奶箱，冰箱里放着老密尔沃基牌的啤酒
23、。他们在为了舒适的物质生活而兢兢业业的奋斗中，学会了一个道理花钱与赚钱密切相关。A Real Revolution 3 Previous generations tended to begin adulthood in reduced circumstances milk crates in the living room,Old Milwaukee in the fridge.They worked their way into material comfort while absorbing the lesson that buying is closely related to earn
24、ing.adulthood:n.U 成年-hood 状态；时期e.g.parenthood(做父母的身份);manhood(成年，成年时期);childhood(童年);neighborhood(街区，域区)reduced circumstances:（委婉表达从富到穷）生活窘迫 work ones way into:兢兢业业地达成 e.g.He works his way into being a successful contractor.Meaning:They obtained a comfortable material life by hard work.Meanwhile,the
25、y learned that if they want to buy,they have to earn first.absorb:vt.1)理解；吸取e.g.Clever children absorb knowledge easily.2)吸收（水、光、蒸汽等）e.g.Plants can absorb carbon dioxide and release oxygen.work ones way into:兢兢业业地达成 e.g.He works his way into being a successful contractor.reduced circumstances:（委婉表达从
26、富到穷）生活窘迫BackNextTranslation2 Text:The Debtor Generation4 与此相反，负债的一代中很多人刚成年的时候往往享受着优越的物质生活客厅中摆着各种架子，冰箱里放着皮特牌淡啤酒。紧接着，如果他们稍不注意（开销），就不得不控制这种依赖信用卡消费的生活方式以便可以付清账单。而这一点，并不是所有的人都能做到，那么他们就会因此付出代价。Question about Para.44 I n c o n t r a s t,m a n y i n Generation D begin adulthood with material comfortshelves
27、in the living room,Petes Wicked Ale in the refrigerator.A A little later,if theyre not careful,they have to throttle back on their credit-fueled lifestyle so they can pay the bills.Not all can,and they pay the consequences.in contrast:相反e.g.In contrast with their system,ours seems very old-fashioned
28、.His white hair was in sharp contrast to his dark skin.Meaning:On the contrary,many people of Debtor Generation grow up in comfortable conditionall kinds of shelves in the living room,top-grade beer in the refrigerator.throttle:vt.1)调节油门，减/加速e.g.I throttled back as we approached the runway.High tari
29、ffs throttle trade between countries.2)使窒息，掐死e.g.He throttled the guard with his bare hands.throttle back:控制，收敛 e.g.He hopes to throttle back on his emotions.throttle:vt.1)调节油门，减/加速e.g.I throttled back as we approached the runway.High tariffs throttle trade between countries.2)使窒息，掐死e.g.He throttled
30、 the guard with his bare hands.throttle back:控制，收敛 e.g.He hopes to throttle back on his emotions.Meaning:Later on,if theyre careless with their spending,they have to control their credit on which their life is dependent so that they will be able to repay their debts.The Generation D begins adulthood
31、 with material comfort and depends too much ng.thood in reduced circumstances,working their way into material comfort,thus knowing that buying is closely relaton credit card consumption.Previous generations,however,began adulthood in reduced circumstances.They worked their way into material comfort.
32、上海交通大上海交通大学学出版社出版社 2.Text:A Story of Steve Jobs 1.How is the lifestyle of the Generation D different from that of their previous generations?BackNext2 Text:The Debtor GenerationBackNextTranslation2 Text:The Debtor GenerationQuestion about Para.5 5 Experts agree that todays 18-to 30-year-olds have mo
33、re debts than their forebears.Thats especially true of the m a j o r i t y o f h i g h s c h o o l graduates who go on to college or trade school,where people commonly get student loans and credit cards,even if they dont have jobs.be true of:合乎事实的；真的；真实的；确实的e.g.Possibly the same is true of social wo
34、rk.The same is true of all political parties.go on to sth.:接着开始另一个项目e.g.Lets go on to the next item on the agenda.专家们认为，现在18至30岁之间的人比他们上几代欠的债更多。尤其对大多数高中毕业就上大学或职业学校的学生来说，情况更是如此。在大学或职业学校里，尽管学生没有工作，通常也可以申请学生贷款和信用卡。上海交通大上海交通大学学出版社出版社 2.What do the experts have in common with regard to their opinions con
35、cerning the 18-to 30-year-olds debts?Experts agree that todays 18-to 30-year-olds have more debts than their forebears.BackNext2 Text:The Debtor GenerationBackNextTranslation2 Text:The Debtor GenerationQuestion about Para.66 People disagree about whether thats so bad.After all,young adults accept st
36、udent loans and credit cards gladly and most repay dutifully.But critics worry that corrosive social effects result from the habit of taking on debt before one has sufficient income to repay.corrosive:a.逐步起破坏作用的，损害性的e.g.Fear of unemployment is having a corrosive effect on the countrys economy.result
37、 from:由产生e.g.Her injuries resulted from a fall.cf.result in:造成，导致e.g.The cyclone has resulted in many thousands of deaths.take on:承担e.g.Dont take on m or e responsibility than you are expected.人们对这种情况是否很糟糕意见不一。毕竟，年轻人很乐意接受学生贷款和信用卡，而且大多数人能尽责地偿还。但是评论家们担心，这种个人还没有足够的收入来还款就背上债务的习惯会造成不良的社会影响。上海交通大上海交通大学学出版
38、社出版社 3.Do people see eye to eye on the issue of student debts?What are the two opposing views?No,they dont.Some believe that young adults accept student loans and credit cards gladly and most repay dutifully.But critics worry that corrosive social effects result from the habit of taking on debt befo
39、re one has sufficient income to repay.BackNext2 Text:The Debtor GenerationBackNextTranslation2 Text:The Debtor Generation梦想与债务梦想与债务 7 20世纪90年代，负债生活的诱惑日增。学杂费暴涨，联邦政府也加强了对学生贷款的限制，信用卡在校园市场的推销如火如荼。2000年，78%的大学本科生拥有信用卡。Dreams and Debt 7 The lure of living on debt increased in the 1990s.Tuition and fees sk
40、yrocketed,the federal government increased student loan limits,and credit cards were marketed vigorously on campus.In 2000,78 percent of college undergraduates had credit cards.tuition:n.1)U学费e.g.When I started college,tuition was$350 a quarter.2)U 讲授，教诲e.g.He received private tuition in English.sky
41、rocket:vi.（指物价等）飞涨，猛涨e.g.The trade deficit has skyrocketed.vigorously:ad.有力地e.g.T h e y w e r e a rg u i n g vigorously on the responsibility of the death of the four college students.BackNextTranslation2 Text:The Debtor Generation8 更微妙的变化到处可见。经济蓬勃发展，在异国复活节假旅游胜地拍摄的MTV充斥荧屏，老友记描述了一群年轻人在曼哈顿宽敞公寓里的舒适生活。二
42、十几岁的年轻人梦想着大学或职业学校一毕业就过上富足的生活。Question about Para.7-88 Subtler changes abounded.The economy boomed,MTV broadcasted from exotic spring-b r e a k l o c a l e s,F r i e n d s portrayed young adults living c o m f o r t a b l y i n r o o m y apartments in Manhattan.Twenty-somethings expected to live well
43、 right out of college or trade school.Meaning:Delicate changes exist everywhere.abound:vi.大量存在，有许多e.g.Grass abounds here all the year round.boom:vi.迅速发展，繁荣e.g.By the 1980s,the computer industry was booming.exotic:a.1)异国情调的；奇异的e.g.The film retains much of the books exotic flavour.2)异国的，外来的e.g.Pandas
44、are exotic animals to America.portray:vt.1)描述；描绘；描写e.g.The film vividly portrays life in the trenches.2)为某人画像，画某人的像e.g.She is portrayed wearing her wedding gown.roomy:a.=spacious 宽敞的，宽大的e.g.Though more expensive,a roomy car can make you more comfortable.n.+-y rainy,windy,snowy,juicy,watery,glassy,gr
45、assy.Twenty-something:二十几岁的人thirty-something/forty-something 三十到三十九（四十到四十九）岁e.g.A fifty-something came to see you when you were out.你不在时，有一位五十几岁的男子来找过你。上海交通大上海交通大学学出版社出版社 4.Why did the lure of living on debt increase in the 1990s?Because tuition and fees skyrocketed,the federal government increased
46、student loan limits,and credit cards were marketed vigorously on campus.Meanwhile,the economy boomed,and mass media portrayed young adults living comfortably in large city.They are all attractive to young people.BackNext2 Text:The Debtor GenerationBackNextTranslation2 Text:The Debtor Generation 在这些情
47、况下，还有什么理由不借钱呢？2019年，公立大学里平均每位贷款的学生在毕业时欠债11950 美元。2019年，平均每个本科生有3.5张信用卡，负有1879美元的结欠款。Question about Para.9 9 U n d e r t h e s e circumstances,why not b o r r o w?A n a v e r a g e student loan recipient owed$11,950 upon graduating from a public university in 2019.In 2019,the average undergraduate ha
48、d a balance of$1,879 on 3.5 credit cards.balance:n.1)C(usu.sing)结欠e.g.The balance of 500 will be paid within one week.2)C(usu.sing)差额e.g.I must check my bank balance,i.e.find out how much money I have in my account.balance of payments:国际收支差额balance of trade:贸易差额，进出口差额e.g.a balance-of-trade deficit(w
49、hen a country spends more than it earns from exports)上海交通大上海交通大学学出版社出版社 5.How much balance did an undergraduate have on average on 3.5 credit cards in 2019?$1,879.BackNext2 Text:The Debtor GenerationBackNextTranslation2 Text:The Debtor Generation 有人担心，这些债务将迫使毕业生放弃令人振奋但薪水不高的职业，而去从事沉闷乏味但收入丰厚的工作。密苏里大学研
50、究员帕特里夏萨默斯，在做学生贷款项目研究时曾采访了500多人，她说有一个准英语博士生打算拿到博士学位后就重操旧业当21点扑克游戏的发牌员。Question about Para.1010 Some worry that all this debt forces grads to forsake exciting but low-paying jobs in favor of dreary but well-paying jobs.Patricia Somers,a University of M i s s o u r i r e s e a r c h e r w h o interview
