1、 5UNITA $3,000 dictionaryTo master the reading skillTo understand the textTo practice the phrases and patternsTo learn about speech writing Warming-up Reading Skills Text Study Comparative Study Unit ProjectBSection Warming-upBSectionVideo Watching1. What does the “Magic 25” mean in the video?2. Acc
2、ording to the speaker, what are the “No-Nos” when using credit cards?1. What does the “magic 25” mean in the video?over 25$ under 25$ Get a new cardPay for cash Say no to cash advance; Dont pay late; Because of fees; Pay off your card; Dont make just the minimum payment; Dont forget check credit rep
3、ort .2. According to the speaker, what are the “No-Nos” when using credit cards?1. What is a credit card?2 .What is credit limit?3. What is credit card debt?1. What is a credit card? A credit card is a standard-size plastic token, with a magnetic stripe that holds a machine readable code. Credit car
4、ds are a convenient substitute for cash or check, and an essential component of electronic commerce and internet commerce. Cardholders normally must pay for credit card purchases within 30 days of purchase to avoid interest and/or penalties.2. What is credit limit? Holders of a valid credit card hav
5、e the authorization to purchase goods and services up to a predetermined amount, called a credit limit.3. What is credit card debt? Debt results when a credit card holder purchases an item or service through the card system. Debt accumulates and its sum increases via interest and penalties when the
6、holder does not pay the company for the money he or she has spent. The results of not paying this debt on time are that the company will charge a late payment penalty (generally in the US from $10 to $40). Reading SkillsBSectionDenotation is the literal meaning of a word, the one we find in a dictio
7、nary.Connotation, on the other hand, is the implied meaning of a word, the one a word suggests to us, or what it makes us feel or think. Connotation contains the emotional implications and associations that a word may carry.Denotation and ConnotationExample 1Heres another familiar example: If we don
8、t pay our credit card bill on time, we get demanding, nasty emails from the credit card company saying something like: “Your failure to pay is unacceptable. Pay immediately or youll be in trouble!” (Text A, Para. 2)Denotation: extremely unkind or unfriendlyConnotation: The word implies that these un
9、pleasant emails sent by the credit card company are disgusting and make people feel angry and annoyed.Denotation and ConnotationExample 2Advertisements invade our daily lives. We are constantly surrounded by the message to spend, spend, spend. (Text A, Para. 4)Denotation: go into a place in large nu
10、mbersConnotation: It connotes a sense of forcefulness and it also has an implied meaning of being overwhelming, resented and unwanted.Denotation and ConnotationRead the following sentences from Text B and pay close attention to the underlined words. Write the denotation of each word and its connotat
11、ion. Check the context for clues. The first one has been done for you.Denotation and ConnotationPracticeDenotation and Connotation1. After all, a major feature of college life is limited finances. Free stuff is like gold and I felt entitled to my share! (Para. 1)Denotation: a valuable soft yellow me
12、tal that is used to make coins, jewelry, etc.Connotation: It implies how anxious the author was to get something free. He felt so excited about it, as if he had found gold.Denotation and Connotation2. I moved closer to scout out the situation. (Para. 2)3. To my sheer amazement, plastic freedom made
13、its way into my mailbox a few weeks later. (Para. 3)4. With my artificial sense of security, I bought a guitar, a fishing rod and a hunting rifle, long-stem roses for my girlfriend, a brand-new wardrobe, a sophisticated new calculator, and countless other trifles I felt I “absolutely needed”. (Para.
14、 4)5. Friends would call and invite me for dinner, but my finances would prohibit any expenses, so Id decline every time. I would manufacture excuses for why I always said “No” to their offers. (Para. 7)Denotation and Connotation6. A simple matter of credit card debt caused me to drive everything I
15、cared about from my life. I felt emotionally crippled and financially bankrupt! (Para. 7)7. I choked on every word, and I hesitated on the number. I felt physical pain when I looked her in the eye. (Para. 8)8. If this does not change, many students, like myself, will suffer the consequences of the i
16、llusion of a seemingly free but staggeringly expensive $3,000 dictionary. (Para. 10) Text StudyBSection1. Why did the author feel entitled to his share of the free stuff? (Para. 1) 2. Why did he complete the form and submit it at last? (Para. 2)3. Why was he so surprised when he received a credit ca
17、rd? (Para. 3) 4. Why did he buy more things he felt he absolutely needed? (Para. 4)5. Why did he feel that he was letting his parents down? (Para. 6)6. Why did he feel that he was emotionally crippled? (Para. 7)7. Why did he say it was torture to explain his credit card debt to his mom? (Para. 8)8.
18、According to the author, what is the intent and purpose of credit card companies? (Para. 10)Because a major feature of college life is limited finances and free stuff is like gold. 1. Listen to Para. 1 and answer the following question. Q: Why did the author feel entitled to his share of the free st
19、uff?2. Why did he complete the form and submit it at last? (Para. 2)He thought he wouldnt be qualified for the credit card anyway.With the confidence that a probe of my finances would reveal the sheer weakness of my profile,I completed the form and submitted it.原句：原句：I moved closer to scout out the
20、situation. In my mind, I heard my mother issue her famous line: “There is no such thing as free stuff!”, as the student behind the table urged me to receive a brand-new dictionary. (Para. 2, L1)解释解释: : At first, he remembered what his mom had said and didnt believe that there was something free in t
21、his world. However, he just couldnt resist the temptation of a free dictionary in the end.译文：译文：我走近前去察看详情。当桌子背后的那位学生怂恿 我去领一本免费的全新的字典时，我的脑海里仿佛听 到了母亲的那句名言：“世上绝没有免费的东西。”3. Why was he so surprised when he received a credit card? (Para. 3) A. He was not interested in getting it.B. He was rather weak fina
22、ncially.C. He just started with a part-time job.D. He was used to cash but not credit cards.Choose the best answer to the question.4. Why did he buy more things he felt he absolutely needed? (Para. 4) Soon, however, I began to buy things that I wanted. With my _, I bought a _, a _ and a _, _ for my
23、girlfriend, a brand-new _, a sophisticated new _, and countless other trifles I felt I “absolutely needed”.artificial sense of securityguitarfishing rod hunting riflelong-stem roses wardrobecalculatorBecause he didnt live up to his parents expectations.5. Why did he feel that he was letting his pare
24、nts down? (Para. 6)原句原句：Making matters worse, I lost one part-time job and with it my output of funds grew ever smaller, like those now long-dead roses.(Para. 5, L1) 解释解释: : What made things even worse was I lost one of my two part-time jobs, and because of this the money available to me became more
25、 limited than before; just like the roses I had sent to my girlfriend, my money had withered away. 译文：译文：更糟的是，我失去了一份兼职工作，这样我能 使用的资金就如那些凋零的玫瑰一样，越来越少。6. Why did he feel that he was emotionally crippled? (Para. 7)A. Everything he cared was taken away from his life.B. His friends would turn down all his
26、 invitations.C. No one wanted to make friends with him.D. His mom wouldnt care about his financial situation.Choose the best answer to the question.原句原句：I would manufacture excuses for why I always said “No” to their offers. My dirty little secret began to tear at my emotional stability. (Para. 7, L
27、3)解释解释: : I would invent excuses for not accepting my friends offers. My dishonest little secret began to shake my emotional stability. 译文：译文：我会编造借口来解释为什么我对他们的提议总是 说 “不”。我那见不得人的小秘密开始扰乱我稳 定的情绪。编造（虚假情况、借口等）编造（虚假情况、借口等）撕扯撕扯Because he realized his financial situationwas a nightmare for his mom. 7. Liste
28、n to Para. 8 and answer the following question. Q: Why did he say it was torture to explain his credit card debt to his mom? (Para. 8)译文：译文：是到解决问题的时候了。在那一刻，我觉得我给生活 带来的消极面开始消散。原句原句：The time had come to move toward a solution. At that moment, I felt the negativity I had brought into my life began to d
29、issolve. (Para. 8, L6)解释解释: : It was time to solve my financial problem. Only at that moment did I feel that the negative effect on my life began to melt away.消极性消极性使处于（某种情形）使处于（某种情形）8. According to the author, what is the intent and purpose of credit card companies? (Para. 10)The intent and purpose
30、 of credit card companies is to profit from students accumulated debts.free made its waytame debt part time jobdespairlose interest paintemptation screening procedures credit card marketersfree stuff1. be / feel entitled to (do) sth. 使某人有权利做某事2. urge sb. to do sth. 催促（某人）做某事3. filter out 滤除（不需要的文 字、
31、信息等）4. let sb. / sth. down 使失望5. shrug off 对满不在乎6. tear at 撕扯7. bring sb. / sth. into 使处于（某种情形）8. access to 进入权；使用权；接触 的机会使某人有权利做某事使某人有权利做某事(beentitledto/paidholiday) Every worker will beentitledto four weeks paid holiday a year.be / feel entitled to (do) sth. 短语逆译短语应用每位工人每年都能享受4周的带薪休假。意群提示催促（某人）做某事
32、催促（某人）做某事urge sb. to do sth. 短语逆译(minister/takesthefloor/denounce/constitutionalrule) Minister takes the floor to denounce the people who urgehimtosuspendconstitutional rule. 短语应用部长会上发言谴责催促他停止宪制的人们。意群提示滤除（不需要的文滤除（不需要的文字、信息等）字、信息等）(filterout/UV(UltravioletRays) Children should have glasses which filt
33、erout UV (UltravioletRays) rays. filter out短语逆译短语应用儿童应该戴上滤除紫外线的眼镜。意群提示使失望使失望(excessively/plot/letsb.down) Sadly, the excessively simple plot of the film let all of us down . let sb. /sth. down短语逆译短语应用遗憾的是，过于简单的电影情节让我们所有人都感到失望。意群提示对对满不在乎满不在乎(shrugoff/hit) Themiddleclassmayshrugoffrisingfoodprices,but
34、thepoorarebeinghitharder.shrug off短语逆译短语应用中产阶级对于食品涨价也许只是耸耸肩而已，但对于穷人来说却是沉重的打击。意群提示撕扯撕扯(huntingdogs/tearat/flesh) African hunting dogs will tearat the flesh of their victim until it is weak.tear at短语逆译短语应用非洲猎狗会撕咬猎物的皮肉，直到它变得虚弱不堪。意群提示使处于（某种情形）使处于（某种情形） (behavior/bringsth.Into/disrepute) The players beha
35、vior on the field is likely to bringthe gameintodisrepute. bring sb. / sth. into短语逆译短语应用球员在赛场上的表现很可能使这场比赛臭名远扬。意群提示进入权；使用权；进入权；使用权；接触的机会接触的机会(TVreporter/fence/restrict/ access to ) Villagers told these TV reporters that the fence would restrict public accesstothe hills. access to短语逆译短语应用村民们告诉那些电视台记者这
36、个围栏将限制公众进入山区。意群提示1. sb./sth. does sth., as sb. does sth.用于表达“某人做某事时，发生了能够影响其决定的事” 。2. With the confidence/anticipation/ satisfaction/hesitation that , sb. does 用于表示“某人带着自信、期待、满意、迟疑等心情或感情做某事”。3. It had been several years/a couple of weeks / a few days since sb. /sth. did sth., so sb does, but 用于表达“由于
37、时间关系，某人认为能够做某事，可结果却出乎意料之外”。当桌子背后的那位学生怂恿我去领一本免费的全新的字典时，我的脑海里仿佛听到了母亲的那句名言：“世上绝没有免费的东西。原句译文原句译文逆译练习逆译练习In my mind, I heard my mother issue her famous line: “There is no such thing as free stuff!”, as the student behind the table urged me to receive a brand-new dictionary. (Para. 2)句型提炼句型提炼sb./sth. does
38、 sth., as sb. does sth.句型提炼句型提炼应用提示应用提示用于表达“某人做某事时，发生了能够影响其决定的事”。句型应用句型应用(motherland/bychance/dilemma) Hesawthe photos of his beautiful motherland by chance, ashefacedwiththe dilemma of whether or not to return to his country.典型例句当决定要不要回国，进退两难时，他无意间看到了自己美丽祖国的照片。意群提示我确信对我财产状况的调查会曝露我在财务上的不足，所以我填了表格，并把
39、它交了。原句译文原句译文逆译练习逆译练习With the confidence that a probe of my finances would reveal the sheer weakness of my profile, I completed the form and submitted it. (Para. 5)句型提炼句型提炼With the confidence/anticipation/ satisfaction/ hesitation that , sb. does 句型提炼句型提炼应用提示应用提示用于表达“某人带着自信、期待、满意、迟疑等心情或感情做某事”。句型应用句型应
40、用(Withtheconfidencethat/competition /peacefully) Withtheconfidencethathe could win the competition easily, he closed his eyes and went to sleep peacefully. 典型例句他确信能够轻而易举地赢得这次比赛,于是闭上眼睛，安然入睡。意群提示我那可怕的金钱问题从开始至今已好几年了，所以我以为伤口愈合得相当不错了，但是当我向母亲解释我的信用卡债务时，对自己的厌恶感和所感到的尴尬合并成一种折磨。 。原句译文原句译文逆译练习逆译练习It had been s
41、everal years since myawfulmoneyissuesbegan,so Ibelievedthewoundtobefairlywellhealed,buttheblendofdisgustandemotionIfeltwhenIexplainedmycreditcarddebtwastorture. (Para. 8)句型提炼句型提炼It had been several years/a couple of weeks / a few days since sb. /sth. did sth., so sb does, but句型提炼句型提炼应用提示应用提示用于表达“由于时
42、间关系，某人认为能够做某事，可结果却出乎意料之外” 。句型应用句型应用(keep company /spy /neighboring country /appear) IthadbeenseveralyearssinceI kept company with him, soIbelievedI knew him quite well, butI never knew he was a crown prince from neighboring country until I saw him appeared on the television news.典型例句同他来往已经好几年了，所以我以为
43、已经非常了解他，但是我看到他出现在电视新闻时，才知道他是位邻国王储。意群提示 1.新学期刚开学the first days of a new semester 2.在财务上的不足the sheer weakness of ones profile 3.建立自己的信用develop ones own credit 4.虚假的安全感artificial sense of security 5.基本生活费basic ongoing living expenses 6.真正有自主能力 的男孩a truly autonomous man 7.编造借口manufacture excuses 8.哽咽地说出
44、每一个字 choke on every word 9.孤立的事件an isolated case10.可能断送未来have the potential to ruin ones future 起初，我感到非常震惊，这些庞大的信用卡公司竟然信任我这个在经济上苦苦挣扎的学生，我只持有两份拿最低工资的兼职工作，每月还在分期支付之前所买的电脑。 a. At first, I was shocked that these huge credit card corporations trusted me, a struggling student holding two minimum wage part
45、-time jobs and paying monthly installments on a purchased computer. b. Making matters worse, I lost one part time job and with it my out put of funds grew ever smaller, like those now long-dead roses. 更糟的是，我失去了一份兼职工作，这样我能使用的资金就如那些凋零的玫瑰一样，越来越少。 c. I owed them more than I could possibly imagine, speci
46、fically their vision of a boy becoming a truly autonomous man. Now, I was letting them, and myself, down. 我欠他们的比我能想象的更多，说得明确些，我辜负了他们让我成为一个真正有自主能力的男孩的期望。现在，我让他们和我本人感到沮丧。 如果这个不改变，很多学生就会像我一样，遭受看似免费但却高达3,000美元字典的假象所带来的后果。 d. If this does not change, many students, like myself, will suffer the consequenc
47、es of the illusion of a seemingly free but staggeringly expensive $3,000 dictionary.2. Is it necessary for students to get a part-time job to make an allowance? Why or why not?1. Do you think college students should be issued a credit card? Why or why not?3. What can you do if youve already accumula
48、ted debt?1. Do you think college students should be issued a credit card? Why or why not? Yes, because they are adults already and know how to budget their money. If they are not given the opportunity to manage their own finance, they will never learn. No, they would spend all the money and sometime
49、s even exceed the credit limit. Therefore, they will possibly end up with debt and suffered a lot.2. Is it necessary for students to get a part-time job to make an allowance? Why or why not? Yes, it is important for students to get a part-time job to earn some pocket money because that will help the
50、m buy things needed and, to some degree, improve their financial status. No, students should concentrate on their study. If they get a part-time job, they will be distracted from their study and waste their time in college. Figure out what made me accumulate debt; Save more, spend less; Seek advice
