1、Insurance一、海上货物运输保险承包的范围一、海上货物运输保险承包的范围（一）Perils of the Sea 1.Natural Calamity 2.Fortuitous Accidents (二）Extraneous Risks（三）Loss of the Sea 1.Total Loss (1)Actual Total Loss (2)Constructive Total Loss -Notice of Abandonment 2.Partial Loss (1)General Average (2)Particular Average(四）Charges of the Sea
2、 1.Sue and Labor Charges 2.Salvage Charges二、海洋运输货物保险二、海洋运输货物保险China Insurance Clause(C.I.C)(一）Principal Perils 1.F.P.A(Free from Particular Average)2.W.P.A(With Particular Average)3.All Risks-Warehouse to Warehouse Clause,W/W)(二）Additional Risks 1.General additional risks (1)Theft,Pilferage&Non-Deli
3、very(TPND)(2)Fresh Water/Rain Damage(FWRD)(3)Risk of Shortage (4)Risk of Intermixture&Contamination (5)Risk of Leakage (6)Risk and Clash&Breakage (7)Risk and Odor (8)Damage Caused by Heating&Sweating (9)Hook Damage (10)Loss for Damage by Breakage of Packing (11)Risk of Rust(2)Special additional risk
4、s War Risk Strike Risk On Deck Risk Import Duty Risk Reject Risk Aflatoxin Risk Failure to Deliver Risk三、陆运、空运货物与邮包运输保险三、陆运、空运货物与邮包运输保险（一）Overland Risks 1.Overland Transportation Risks 2.Overland Transportation All risks 3.Overland Transportation Cargo War Risk-by train)(二）Air Risks 1.Air Transporta
5、tion Risks 2.Air Transportation All Risks(三）Parcel Risks 1.Parcel Post Risks 2.Parcel Post All RisksOther Words1.Insured Amount2.Premium3.Insurance Policy4.Insurance Certificate5.Open Policy6.Claim7.insure8.insurance9.underwriter10.refund11.premium12.debit note13.meet with14.captioned shipment15.acc
6、ount for ones account for the account of 16.for your information17.surveyor18.statementDear Sirs,Thank you for your fax of October 18.Attached is our quotation for double offset ring spanners and we are sure you will find our prices workable.Regarding the problem of insurance,please note the followi
7、ng:We usually insure the goods sold on CIF basis with our underwriter,the Peoples Insurance Company OF China(PICC)for 110%of the total invoice value against All Risks and War Risk as per the Ocean Marine Cargo Clauses of the PICC of January 1,1981.If a higher percentage or broader coverage is requir
8、ed,the extra premium will be for buyers account.As to insurance with Peoples Insurance Company of China,we wish to inform you that the PICC is a state-owned company with agents in particularly all the major cities and seaports in the world.It is noted for settling claims promptly and equitably and i
9、s therefore one of the worlds most competitive companies in the line.For details,please refer to the copy of its prospectus we are sending you by courier.If you have further questions,please let us know.We look forward to receiving orders from you.Dear sirs,Re:CIF Insurance for Double Offset Ring Sp
10、annersReferring to your letter of October 21 in which you required about CIF insurance for double offset ring spanners that we mentioned to you on 20th Oct.,we provide you with the information as follows.As to the CIF Deal,we usually cover the insurance against All Risks and War Risk as per the rele
11、vant Ocean Marine Cargo Clause of the Peoples Insurance Company of China dated Jan.1,1981.If you claim ICC clauses for insurance,we would be very glad to satisfy your demand on condition that the margin of expenses will be paid by you.If you like,we could also provide additional coverage for goods w
12、ith the extra cost on your account.In such case,we will send you a receipt of cost issued by the relevant insurer.As usual the amount insured is 110%of invoice value.If you ask for a higher percentage or broader coverage,we could arrange accordingly provided the extra cost is at your expense.We hope
13、 the above-mentioned information is of interest to you and we are looking forward to receiving you order at the earliest time.Yours sincerely,Dear Sirs,Re:Our Order No.1011 for 500 Cases of RecordersWe wish to refer you to our Order No.1011 for 500 cases of recorders,from which you will see that thi
14、s order is placed on a CFR bases.As we now desire to have the shipment insured at your end,we shall be pleased if you will arrange to insure the goods on our behalf against All Risks for 110%of the invoice value,i.e.HKD 200,000.We shall refund you the premium upon receipt of your debit note or,if yo
15、u prefer,you may draw on us at sight for the amount involved.We sincerely hope that our request will meet with your proposal.Yours faithfully,Dear sirs,Re:Your Order No.1011 for 500 Cases of RecordersThis is to acknowledge receipt of your letter of October 17,2005,requesting us to cover insurance of
16、 the captioned shipment for your account.We are pleased to inform you that we have insured the above shipment with the Peoples Insurance Company OF China(PICC)against All Risks for HKD200,000.The Policy is being prepared accordingly and will be forwarded to you by the end of this week together with
17、our debit note for the premium.For you information,we are making arrangements to ship the 500 cases of recorders by S.S.”Seagull”,sailing on or about the 10 of November.Yours sincerely,Dear sirs,Re:Our Order No.1011 for 500 Cases of RecordersWhen the S.S“Seagull“arrived at Singapore on November 13,i
18、t was noticed that one side of Case No.108 was split.We therefore had the case opened and the contents examined by a local insurance surveyor in the presence of the shipping companys agents.The case was invoiced as containing twenty-four recorders,eight of which were badly damaged.We enclose the sur
19、veyors report and the shipping agents statement.As you covered the insurance on our order we should be grateful if you would take the matter up for us with the insurers.Eight replacement recorders will be required.Please arrange to supply these and charge to our account.We hope no difficulty will ar
20、ise in connection with the insurance claim and thank you in advance for your cooperation.EnquiryDear Sirs,We shall have a consignment of refrigerators valued at US$-CIF Colombo,to be shipped from Xingang by a vessel of Jumbo Ltd.We wish to cover the consignment against All Risks from our warehouse a
21、t the above address to the port of Colombo.Will you please quote your rate for the cover?Faithfully yours,Insurance companys replyDear Sirs,We have received your fax of 5th May asking us to arrange All Risks cover for a consignment of refrigerators to Colombo by a Jumbo Ltd.Vessel.Our rates for prov
22、iding the required cover,including loading and discharging are%,less 5%special discount.Please inform us if our rates are acceptable so that we may prepare the policy in time.Yours faithfully,ExercisesTranslate the following sentences.1.请按合同投保平安险和战争险。请按合同投保平安险和战争险。2.根据你方要求，我们将按发票金额的根据你方要求，我们将按发票金额的1
23、10%投保。投保。3.由于合同规定按发票金额的由于合同规定按发票金额的110%投保，如你方要求按投保，如你方要求按130%投保，额投保，额外保费由你方负担。外保费由你方负担。4.除非另有通知，我们将按发票金额的除非另有通知，我们将按发票金额的110%投保一切险和战争险。投保一切险和战争险。5.请告知你们的价格是否包括偷窃、提货不招险。请告知你们的价格是否包括偷窃、提货不招险。6.请务必将上述货物按发票的请务必将上述货物按发票的100%投保一切险，我们知道，按照惯例，投保一切险，我们知道，按照惯例，你们只按发票金额另加你们只按发票金额另加10%投保，投保，因此额外的保费由我方负担。因此额外的保费
24、由我方负担。7.请注意上述货物须在请注意上述货物须在6月月15日前装运，日前装运，并按发票金额并按发票金额130%投保一切险。投保一切险。8.在没有得到你方明确的保险要求情况下，我们按惯例把你订购之货物按在没有得到你方明确的保险要求情况下，我们按惯例把你订购之货物按发票金额的发票金额的110%投保了水渍险和战争险。投保了水渍险和战争险。9.关于合同关于合同345号的号的300台缝纫机，我们将自行办理保险。台缝纫机，我们将自行办理保险。10.很抱歉，我们不能接受这一索赔，因为你们保单的保险中没有包括破损很抱歉，我们不能接受这一索赔，因为你们保单的保险中没有包括破损险。险。Fill in the
25、blank with the right link.and,but,or,for,nor,therefore,furthermore1.The agents collect the goods _ forward them the the port.2.We sent you 2 copies of the contract two weeks ago,_ but up to now we havent received the signed copies for counter signatures.3.The supplier may deal direct with the shippi
26、ng,_ he may employ a forwarding agent.4.The glassware must be damaged,_ the case is broken.5.To use containers does not require very strong packaging,_ does it cost more.6.A container ship is not available for the month,_ is a tramp.7.The consignment is urgently required,_ it is for the Christmas se
27、ason.8.The consignment may be transshipped at Hongkong,_ any other port on the voyage.9.Container service is highly efficient,_ the goods are safe in transit.10.The freight rate is reasonable,_ we cant accept loading underdeck.11.Ever since the beginning of this year,the market has been strong._ man
28、y foreign buyers are turning to us.12.According to the contract,the goods are to be delivered to the warehouse of the buyer,_ multi-modal transport is suitable.我公司将于我公司将于7月月8日启运日启运30箱茶具到新港，装箱茶具到新港，装“红星红星”号轮于号轮于7月月15日开日开往欧洲主要港口，先向你公司投保综合险，请将保险单寄我公司，往欧洲主要港口，先向你公司投保综合险，请将保险单寄我公司，并将并将费用计入我公司帐户。费用计入我公司帐户。
