1、 The history of Chinese banking The history of Chinese banking systemsystem1Team members沈苛莉杨旭劳燕琼The history of Chinese banking systemThe modern Chinese banking system2The beginning of Chinese banking industry The rise of China Banking Industry Bureaucrat capital system(官僚资本体系)Rebuild state-owned fin
2、ancial system(重建国有金融体系)3be up to ones neck eyes in debt(债台高筑)In Chinese history,borrowing behavior appeared early.During the Warring States Period(战国时期),there were many cases about borrowing.4Cabinet Fang(柜坊)Jiao zi shop(交子铺)old-style Chinese private bank(钱庄)Exchange shop(票号)5currency exchange(货币兑换)
3、Bullion trading business(生金银买卖)6Jiao zi(交子交子)7Exchange Shop(票号)Industrial and commercial exchange Deposit and loan business(存放款业务)Rishengchang is the first bank inChina,meaning sunrise over prosperity.Now it is converted into a museum8Foreign banks in China is the earliest Chinese modern bank.At the
4、 end of Qing Dynasty,there were still 52 foreign banks.Deutsche Asiatische Bank(德国德华银行)Citibank(美国花旗银行)HSBC(Hong Kong and Shanghai Banking Corporation)(英国汇丰银行)9In 1897,the Imperial Bank of China(中国通商银行)was built,it was the first Chinese Private business bank.And it was also the first joint-stock sys
5、tem bank(股份制银行).The establishment of the Imperial Bank of China started a new era in Chinese banking industry.10 Four big families(四大家族四大家族)Jiang Song Kong ChengThe central bankThe Bank of China Bank of Communications The farmers Bank central trust of China Bureau of postal remittance 四行两局四行两局11Thre
6、e specialized banks(三大专业性银行)The Bank of China China Construction Bank Agricultural Bank of China 12中国银行招商银行交通银行中国工商银行中国农业银行中国民生银行中国光大银行国家开发银行中国建设银行中国人民银行CCB(China Constuction Bank)ABC(Agricultural Bank of China)CMB(China Merchants Bank)CEB(Chian Everbright Bank)CDB(China Development Bank)ICBC(Indust
7、rial and Commercial Bank of China)BOC(Bank of China)CMBC(China Minsheng Banking)BCM(Bank of Communications)PBC(Peoples Bank of China)13The peoples bank of China China Banking Regulatory Commission (中国银行业监督管理委员会)Non-commercial bank Commercial Bank Other financial institutionsSelf-discipline organizat
8、ion(自律组织)Chinese Banking System14Chinese banking system The central bank Regulators(监管部门)Self-discipline organization(自律组织)15The peoples bank of China is Chinas central bankthe peoples bank of China under the leadership of the state council(国务院)formulate and implement monetary policies(制定和执行(制定和执行货币
9、政策)货币政策)prevent and defuse financial risks maintaining financial stability16China Banking Regulatory Commission 中国银行业监督管理委员会中国银行业监督管理委员会Banking regulators responsible for the banking financial institutions to regulate17non-commercial bank 政策性银行China Development BankThe Export-Import Bank of China Ag
10、riculture Development Bank of China under the leadership of the state council18non-commercial banks principlelguarantee the relationship between the key construction of national economy and social developmentlestablish investment loans censorship(审查制度)lassume corresponding responsibility and risk lp
11、revent blind investment,redundant construction.19Commercial Bank(商业银行)lFive big state-owned commercial Banks l12 national shareholding commercial banksl 138 city commercial banks and about 262 rural commercial banks 20The basic functions of commercial BanksRegulating the economy(调节经济)Credit creation(信用创造)Credit intermediary(信用中介)Pay intermediary(支付中介)Financial services(信用服务)21Other financial institutionsCredit cooperation agencies financial assets management companies(资产管理公司)trust investment companies(信托公司)finance companies(财务公司)leasing companies(租赁公司).22Thank you!23