1、Do you have pocket money?How do you usually spend your pocket money?How do you manage your personal finances?Do you know the importance of financial management?Look at the chart and answer the questions.1.What are the top three things students from this school spend their money on?The top three thin
2、gs:books and magazines school supplies clothes2.What else do you think students often spend their money on?snacks computer games and presentsRead the passage and find out the meaning of the title.The words used in the title are different forms of the same word.How does the title attract you?The titl
3、e means that the valuable concept of managing money can help us make good use of money and make a big difference to our life.Read the passage again.the purpose of the four jars the detail information about the four jars the significance of the four jarsthe key points we should read carefullyDevelopi
4、ng ideas While reading Activity 3.Organise information from the passage and complete the diagram.Spending jarYou are responsible for 1 .Money gives you independence and 2 .your own happinessthe opportunity to buy something you likeSaving jarIt gives you a vision for 3 .This could involve saving for
5、university or saving for 4 .the futurethat special something youve seen in the storesValuable ValuesDeveloping ideas While reading Activity 3.Organise information from the passage and complete the diagram.Investing jarIt represents a vision for the future and the opportunity to 5 .In addition to put
6、ting money aside for university education,it also means 6 .build for the futureinvesting in yourselfGiving jarIt is all about 7 .Whoever or whatever the recipient,its your money to give to 8 .kindness and helpingwhatever cause you believe inValuable ValuesDeveloping ideas While reading Valuable Valu
7、esThe spending power of young people varies from person to person.Each,however,is faced with the same question:what to do with their money?Some handle this less well than others.Recent headlines have seen more and more teens maxing out their parents credit cards on games or other online activities.宝
8、贵的价值观宝贵的价值观年轻人的消费能力因人而异。然而，每个人都面临一个同样的问题：该如何对待自己的钱？有些人并不那么擅长理财。最近的新闻头条中报道了越来越多的青少年刷爆了父母的信用卡，将钱肆意挥霍在网络游戏或其他网络活动中。see 是拟人的用法。有此功能的动词还有find，witness等。max out（钱）花光；（信用卡）刷爆Developing ideas While reading In contrast to these big spenders,there are also teens that prove age is no barrier to making good use
9、of money.With the help of her grandmother,eight-year-old Khloe Thompson started making“Kare Bags”for the homeless people in her district.Inside the bags are necessities such as toothpaste,soap and socks,bought first with her pocket money and then through crowd funding.These items helped to make the
10、lives of poor and homeless people a little bit easier.On receiving a Kare Bag,one woman said,“You make me feel like a human being.”与这些花钱大手大脚的人相比，也有一些青少年证明了年龄并非善于利用金钱的障碍。年仅八岁的科洛汤普森在祖母的帮助下，开始为她所在区的流浪者们制作“爱心包包”。包里面装着一些生活必需品，比如牙膏、肥皂和袜子等。最初购买这些物品用的都是她自己的零花钱，后来则是通过众筹购买。这些物品让贫穷和无家可归的人生活得稍微轻松了一些。在收到“爱心包包”时，
11、一位女士说：“你让我觉得自己活得像个人。”Developing ideas While reading In contrast to these big spenders,there are also teens that prove(that)age is no barrier to making good use of money.本句中有由that引导的定语从句，其中prove后是省略that的宾语从句。【句子分析】Inside the bags are necessities such as toothpaste,soap and socks,bought first with her
12、 pocket money and then through crowd funding.本句中的“Inside the bags are necessities”是“主语+系动词+介词短语”结构的完全倒装；“bought first with her pocket money.”为过去分词短语作后置定语，修饰前面的名词。Developing ideas While reading However people intend to use their money,managing it seems to be unprecedentedly important to younger gener
13、ations.A 2016 study said 17 states of the US require high school students to take courses in personal finances.For those who have no access to courses,help might be at hand thanks to Jerry Witkovsky and his method of using four jars to teach teenagers how to spend their money wisely.无论人们打算怎样使用自己的钱，理
14、财对于年轻一代来说似乎变得前所未有地重要。2016年的一项研究表明，美国有17个州要求高中生修个人理财的课程。对于那些无法接触理财课程的人来说，多亏杰里维特科夫斯基和他的理财方法他用四个罐子教青少年如何智慧理财。Developing ideas While reading When Jerrys grandchildren turned 13,his present to each of them was three jars:one for Spending,one for Saving,and another for Givinghe has since added a fourth ja
15、r for Investing.It was from then on that his grandchildren started to be in control of what to do with the money they receive:spend,save,invest or give?Jerrys birthday present to his grandchildren is,however,much more than money and a few jarshe is giving them the opportunity to learn lifelong value
16、s.当杰里的孙子孙女们年满13岁时，杰里给他们每个人的礼物都是三个罐子：一个用于消费，一个用于储蓄，另一个用于给予之后他还增加了第四个罐子，用于投资。从那时起，他的孙子孙女们就开始自己掌控如何处理所得的钱：用于消费、储蓄、投资还是给予他人？然而，杰里送他们生日礼物的价值远远不止金钱和这几个罐子他为他们提供了终身树立正确价值观的机会。Developing ideas While reading It was from then on that his grandchildren started to be in control of what to do with the money(that/
17、which)they receive:spend,save,invest or give?本句中“It was.that”是强调句式，强调时间状语“from then on”；“what to do”是“疑问词+不定式”结构作of的宾语；“they receive:spend,save,invest or give?”为省略了引导词that/which的定语从句，修饰先行词“money”。【句子分析】Developing ideas While reading The value taught with the Spending jar is that you are responsible
18、for your own happiness.Money gives you independence and the opportunity to buy something you like.After all,its OK to be nice to yourself!“消费”罐子传递的价值是：你要为自己的幸福负责。金钱让你独立，并给你购买自己所爱之物的机会。毕竟，对自己好一点是可以的！taught with the Spending jar过去分词短语作后置定语，修饰value；that you are.为that引导的表语从句；you like省略引导词that的定语从句，修饰先行词
19、something。Developing ideas While reading While the Spending jar is about the here and now,the Saving jar gives you a vision for the future.This could involve saving for university,but it could also mean saving for that special something youve seen in the storesits up to you.“消费”罐子关注的是眼前和当下，而“储蓄”罐子则为
20、你提供了未来的愿景。它可以是为大学教育准备的存款，也可以是为自己在商店里看到的心仪之物而攒的钱这都取决于你。While the.中的“while”是并列连词，意为“而，然而”，表示对比关系，一般位于句中，也可位于句首（此句的用法）；youve seen in the stores为省略引导词that的定语从句，修饰先行词something。Developing ideas While reading The Investing jar not only represents a vision for the future,but gives the opportunity to build f
21、or the future.Although this could likewise involve putting aside money for your university education,it also means investing in yourself.“投资”罐子不仅代表着对未来的愿景，还为未来的发展提供了机会。虽然它同样包括为大学教育而把钱存起来，但它同时还意味着对自身的投资。Although this could.是由“although”引导的让步状语从句。Developing ideas While reading The Giving jar is all abo
22、ut kindness and helping.Whether you want to help out a friend,give money to an animal charity or to children in another country,its your money to give to whatever cause you believe in.“给予”罐子其实就是指善良与帮助。无论你是想要接济朋友，为动物慈善机构捐款，或是救助另一个国家的孩子，这都是你的钱，你可以把它捐给任何你相信的事业。Whether you want to help out a friend,give
23、 money to an animal charity or to children in another country,its your money to give to whatever cause you believe in.本句是由“Whether.or.”引导的让步状语从句；“you believe in”是省略引导词that/which的定语从句，修饰先行词cause。Developing ideas While reading The wider aim of the jars is to encourage teenagers to think more objective
24、ly about money and the things that it can do,so that they grow up understanding,if you like,the value of the valuable.In this way,they will be better equipped in their adult lives to make informed choices about how they use the money they have.Indeed,the small change inside their jars could mean a b
25、ig change in how they manage their money.介绍这四个罐子，更深远的目的在于鼓励青少年以一种更客观的方式思考金钱以及用钱能做的事情，这样他们在成长的过程中就会懂得有价值的东西的价值，如果你愿意这样理解的话。这样，他们在步入成人社会时才会更加得心应手，并且能够对如何管理金钱做出明智的选择。事实上，他们罐子中的细微变化可能意味着日后他们理财方式的巨大变化。Developing ideas While reading The wider aim of the jars is to encourage teenagers to think more objecti
26、vely about money and the things that it can do,so that they grow up understanding,if you like,the value of the valuable.“to encourage.things”为不定式作表语；“that it can do”为that引导的定语从句，修饰先行词things；“so that they grow up understanding”为“so that”引导的目的状语从句；“if you like”为“if”引导的条件状语从句。“how they use the money”是h
27、ow引导的宾语从句；“they have”是省略了引导词that/which的定语从句，修饰先行词money；“how they manage their money”为介词后how引导的宾语从句。【句子分析】Developing ideas While reading Activity 5.Read the story and answer the questions.There once was a little boy who had a bad temper.His father gave him a bag of nails and told him that every time
28、he lost his temper,he must hammer a nail into the back of the fence.The first day,the boy hammered so many nails into the fence that his father had to give him a whole new bag.Over the next few weeks,as he learnt to control his anger,he hammered fewer and fewer nails into the fence each day.He had l
29、earnt that it was easier to hold his temper than to hammer nails into the fence.Finally,the day came when the boy didnt lose his temper all day,not even once.He told his father,who said that now the boy should pull out one nail for each day that he was able to hold his temper.The days passed by and
30、the boy was finally able to tell his father that all the nails were gone.The father took his son and led him to the fence.He said,“Youve done well,son,but look at all the holes in the fence!That fence will never be the same.When you say something in anger,it leaves a hole in someones heart,just like
31、 your nails have left holes in the fence.It doesnt matter how many times you say sorry.The hole is still there.”Developing ideas While reading Activity 5.Read the story and answer the questions.Questions:1 What aspect of self-management is the passage about?2 What message do you think the story conv
32、eys?Controlling ones temper.As far as Im concerned,you can control your temper so long as you try.Whats more,the words you say in anger will definitely hurt others feelings,no matter what you do after that to make up for your mistake.Developing ideas While reading Activity 6.Make notes about the sto
33、ry in Activity 5.Summary of the story:My thoughts:Conclusion:A father teaches his son how to control his temper by hammering nails into a fence and pulling them out.The father also makes his son understand that the words that are said in anger will leave a hole in someones heart.The father is wise e
34、nough to teach his son a lesson using such an unforgettable way.Think twice before action and learn to control our emotions,which will be good for us and those around us.Developing ideas Words and Phrases 1.value Valuable Values 宝贵的价值观(教材P20)【用法详解】：n.是非标准，生活准则，价值观（通常用复数形式）The young have a completely
35、 different set of values and expectations.年轻人有一整套截然不同的价值观和期望。n.U,C（商品）价值；U用途，积极作用，重要性 be of great value(=be very valuable)很重要，很有用；很值钱 This book will be of great value to him in his studies.这本书对他的研究将有很大的帮助。be of little/no value to sb.对某人没什么毫无帮助 The out-of-date information is of no value to me.这些过期的资料
36、对我毫无价值可言。Developing ideas Words and Phrases 1.value vt.重视，珍视；给估价，给定价 I really value him as a friend.我真的把他视为好朋友。The property has been valued at over$2 million.这处房地产估价为200多万美元。【知识拓展】valued adj.有价值的，受重视的 Why were spices so highly valued in the late 1400s in Europe?为什么香料在15世纪末期的欧洲如此贵重？valuable adj.贵重的，很
37、有用的 invaluable adj.极有价值的，非常宝贵的 valueless adj.没有价值的，不值钱的Developing ideas Words and Phrases 1.value 【特别提醒】valuable与invaluable并不是一对反义词，而是一对意义相近的词，后者比前者语气更强，相当于extremely valuable。He values this rare vase very much,because it is of great value;that is to say,it is invaluable.If the vase is broken,it is v
38、alueless.他十分珍爱这只稀有的花瓶，因为它很值钱；也就是说它非常宝贵。这只花瓶如果打碎了，就不值钱了。Developing ideas Words and Phrases 2.in contrast to 与与相比，与相比，与形成对照形成对照 In contrast to these big spenders,there are also teens that prove age is no barrier to making good use of money.(教材P20)与这些花钱大手大脚的人相比，也有青少年证明，年龄不是有效利用金钱的障碍。In contrast to trad
39、itional media,Internet advertising has a lot of advantages.与传统媒体相比，互联网广告有许多优势。【知识拓展】by/in contrast 相比之下 By contrast,he was much more frank.相比之下，他坦率得多。contrast with 与形成对比 Her actions contrasted sharply with her promise.她的行动与她的诺言有天壤之别。Developing ideas Words and Phrases 3.require vt.要求，规定；需要要求，规定；需要 A
40、2016 study said 17 states of the US require high school students to take courses in personal finance.2016年的一项研究显示，美国有17个州要求高中生学习个人理财课程。(教材P21)【用法详解】：require sb.to do sth.要求某人做某事 Our school requires all the students to wear school uniforms on campus.我们学校要求所有的学生在校园中都要穿校服。require doing/require to be do
41、ne 需要做 The curtains in the kitchen are easy to get dirty,and they require washing/to be washed at least once a week.厨房的窗帘容易脏，它们一星期至少需要洗一次。Developing ideas Words and Phrases 3.require vt.要求，规定；需要要求，规定；需要 A 2016 study said 17 states of the US require high school students to take courses in personal fi
42、nance.2016年的一项研究显示，美国有17个州要求高中生学习个人理财课程。(教材P21)【知识拓展】：requirement n.所需的（或所要的）东西（常用复数形式）；必要条件，必备的条件，要求 meet/satisfy ones requirements 满足某人的需要 meet/fulfill/satisfy the requirements 满足符合条件 In my 8th grade,I was told that I had to take an art class to meet the graduation requirements.在我八年级的时候，我被告知我必须修读一
43、门艺术课才能满足毕业的要求。Developing ideas Words and Phrases 4.in control of 掌管，管理，控制掌管，管理，控制 It was from then on that his grandchildren started to be in control of what to do with the money they receive:spend,save,invest or give?(教材P21)就是从那时起，他的孙子孙女们开始掌控如何使用他们收到的钱：消费、储蓄、投资还是捐赠？Hes reached the retiring age,but
44、hes still firmly in control of the company.他已到退休年龄，但仍然牢牢控制着公司。【知识拓展】与control 相关的其他短语：be/get out of control 无法管理，失去控制 The plane got out of control and crashed into the sea.飞机失控，坠入大海。Developing ideas Words and Phrases 4.in control of 掌管，管理，控制掌管，管理，控制 be under control 被控制住，处于控制之下 Army officers said the
45、 situation was under control.军方官员说局势已得到控制。keep/get/bring sb./sth.under control 抑制住控制住 You must get your spending under control.你必须节制开支。in the control of.由控制 The store was in the control of Jim.这家商店由吉姆管理。lose control(of.)失去（对的）控制 He had a terrible temper,and sometimes he would completely lose control.他脾气暴躁，有时会完全失控。
